BBY offers our clients a unique Term Deposit service. Simply put, we can help you find the right Term Deposit for you as we can leverage our buying power and long-held professional relationships with a wide range of deposit-taking institutions.

In addition to servicing our clients' broking needs, BBY has a highly experienced General Advice team to accommodate our clients' fixed income requirements. Whether it is traditional Term Deposits, or Term Deposits purchased on your behalf through the wholesale market*, we can help you find the most appropriate product for your circumstances.

To find out more about the Term Deposit service from BBY, speak with your Adviser or call us on 1800 551 212.

BBY offers general advice to clients looking for a steady income stream via bank bills or negotiable certificates of deposit. These alternatives to Term Deposits are guaranteed by a bank, are viewed as first class credit and typically require higher minimum deposits than Term Deposits.

If you already hold bank bills or negotiable certificates of deposit in your portfolio we can help you manage rollovers and redemptions.

Talk to your BBY Adviser today on 1800 551 212 to discuss the suitability of these instruments for you and any other money market needs.

Utilising a ‘BBY Investing’ futures or CFD account, you can trade bonds and other fixed income securities to gain exposure to changes in interest rates and bond prices both locally and around the world.

Our Advisers can help you trade a range of contracts including Australian Bank Bills, British Gilts, German Bunds and US Treasuries.

To find out more about bond trading or taking exposures to international interest rate markets with BBY, contact ‘BBY Investing’.

Combining debt and equity characteristics, hybrid securities have their own unique benefits. Need to know which one is right for you? Your ‘BBY Investing’ Adviser can help.

The hybrid securities market offers investors a fixed income style of security that has the potential to increase yield, albeit with increased risk than a traditional term deposit.  Just as you would ask your Adviser to buy or sell shares, you can ask your BBY Adviser to purchase hybrid securities listed on the Australian Securities Exchange (ASX).

Talk to your BBY Adviser today on 1800 551 212 to discuss the suitability of these instruments for you and any other money market needs.

With an interest rate return typically higher than traditional term deposits, listed debt securities can be an attractive option for the fixed income investor. Investors seeking to increase their earning potential on the fixed income portion of their portfolio can also consider listed debt securities.

ASX debt securities are similar to term deposits in that there are regular interest payments and a fixed term when the company is obligated to redeem the debt for cash. They also carry the added benefit that holders can assess the value of their investment at any given time and there are no penalties for 'redeeming' holdings before maturity (although this may result in potential capital gains or losses depending on market conditions at the time).

Just as you would ask your BBY Adviser to buy or sell shares, you can ask your Adviser to purchase corporate debt securities listed on the Australian Securities Exchange (ASX).

Talk to your BBY Adviser today on 1800 551 212 to discuss the suitability of these instruments for you and any other money market needs.